How do I know if the 首次购房计划 is right for me?
If you are buying your first home or you haven’t owned a home in the past three years, 这对你来说是个不错的选择. The main benefit is that you need just 5% of the 购买价格 for your down payment, 而传统贷款通常需要10%. 你可以 qualify even if someone is gifting you the 5% down payment. Another benefit of the 首次购房计划 is that you do not have to get 私人按揭保险(PMI).
首次购房者计划包括这两项 固定和可调的利率选项. You will get one-on-one guidance from 元素 to help you select the option best for you.