What are the advantages of a Member 储蓄 Account?
Establishing 元素 Membership
The Member 储蓄 account can be a good choice if you’re looking to simply establish your 元素 membership (having a savings account with us is the part that makes your membership in the credit union official). We’ll even put $5 in to get your started — no need to transfer funds from an existing account.
Competitive, Tiered Interest 利率
It’s also a good choice if you plan to maintain a daily balance of less than $2,500. The account requires a minimum balance of just $100 to earn dividends and pays interest in increasingly higher amounts as your account balance increases.
With Member 储蓄, you'll also enjoy:
- No monthly maintenance fee
- Option to request an 元素 ATM card to use at more than 78,000 surcharge-free 自动取款机 在世界范围内
- Shared branch access at more than 5,000 分支机构 在全国范围内
- Ability to manage your account in Online Banking 或者是 手机应用程序 from any device
- Convenience of direct deposit of your payroll or federal benefits