万博manbetx下载3-万博maxbet官网下载

万博manbetx下载3-万博maxbet官网下载

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青年储蓄: The Grow Account

教你的孩子如何存钱和理财,同时促进他们的未来.

Download a Membership Application to 开始

或打电话 1-

青年储蓄 股息 率  年 
100美元以上 0.25% 0.25%

自2022年1月1日起生效的增长账户年度百分比收益(年) and may change after account opening without notice. Average daily balance of $100 required to earn dividends. 如果您每个季度维持最低平均日余额(ADB) 500美元, you will receive a bonus dividend, paid at the end of the quarter. 红利股息将等于该季度累计支付的股息. ADB的计算方法是,将该期间内每天的账户本金总额相加,再除以该期间的天数. Fees may reduce earnings. 开立增长账户,年龄限制在18岁以下.

青年储蓄: The Grow Account

Laying the foundation for lifelong financial wellness.

关键特性

  • Special account just for children under age 18
  • No monthly maintenance or inactive fees
  • 维持每日最低平均余额100美元以赚取股息
  • 每季度平均每日余额$500及以上可获得每季度的分红

Download a Membership Application to 开始

可能是一个不错的选择,如果

  • You are setting up an account for a child under age 18
  • You want to teach your kids how to 保存 and manage money

Compare to Other 储蓄 Accounts

What are the advantages of a Grow Account?

自己的钱

教你的孩子如何负责任地对待金钱,越早越好. Opening a savings account in their name is a great way to start. 他们可以把自己辛苦挣来的零用钱或者亲戚给他们的部分生日礼物放在里面. 然后,他们可以通过把钱存在账户中,看到自己是如何获得红利的. 他们也会兴奋地看着自己的余额增长到他们想要的特殊购买所需的数量. 你也可以申请一张ATM卡,这样他们就可以学习如何负责任地使用它来存取资金.

获得分红

一个增长账户需要至少100美元的余额才能获得股息. +, 如果你每个季度的平均日余额至少为500美元, 您将收到一个季度的奖金直接存入您的增长帐户.

With the Grow Account, you'll also enjoy:
  • No monthly maintenance fee
  • 没有活动的费用
  • 一个简单的, single-tiered rate structure, 这意味着它对任何平均日余额提供相同的股息率
  • 选择要求使用元朗自动柜员机卡,费用超过78,000附加费 自动取款机 在世界范围内
  • Shared branch access at more than 5,000 分支机构 在全国范围内
  • Ability to manage your account in 万博manbetx下载3 or the 手机应用程序 从任何设备

Download a Membership Application to 开始

How does a Grow Account compare to other savings options?

顾名思义,青年储蓄:增长账户仅适用于18岁以下的会员. See below for other differences among our savings options.

  青年储蓄: The Grow Account 成员储蓄 氦储蓄 隐匿处储蓄
关键好处

No monthly maintenance or inactive fees

Potential to earn bonus dividends

No monthly maintenance fee

没有费用

No monthly maintenance fee

没有最低余额

一个好的选择,如果你

Are setting up an account for a child under age 18

Want to teach your kids how to 保存 and manage money

想要一个简单的储蓄账户来建立您的元素会员资格

Plan to maintain a large balance in your savings

Like the idea of out of sight, out of mind

Want to stash some cash away for a special goal

0.25% on balances $100 and above1 0.20% on balances $50,000 and above2 0.400% on balances $10,000 and above3 0.20% on balances $50,000 and above4
税率结构 每季度平均每日余额$500及以上可获得季度奖金 Tiered interest rates that increase as your account balance grows Tiered interest rates that increase as your account balance grows Tiered interest rates that increase as your account balance grows
Minimum Balance to 获得分红 $100 $100 $0.01 $100
No Monthly Maintenance Fee
Minimum Balance to Open $5
可用的术语
可用的数量
No Monthly Inactive Fee
Unlimited Transactions Per Month Allowed

我能期望多少费用?

No Maintenance or Inactive Fees

There are no monthly maintenance fees or inactive fees on a Grow Account; however, it can fall dormant after three years of no activity. 请参阅万博maxbet官网下载的 费用表 for details about fees on savings products.

成长帐户能否成为18岁以下会员的主要储蓄帐户?

是的, the Grow Account is intended to take the place of the 成员储蓄 18岁以下会员的帐户(在万博maxbet官网下载的储蓄帐户是使您成为信用合作社会员的部分). When it is the primary account for credit union membership, the account will receive $5 from 万博maxbet官网下载.

What happens when the account holder passes age 18?

As mentioned above, to open an account, the youth must be under 18. When the child named on the account turns 25, “成长账户”中的资金将按会员储蓄账户的利率和条款自动转入会员储蓄账户.

Is 元素 万博manbetx下载3 easy to use?

是的! 它很容易做您的银行和预算与元素-无论您在哪里. 万博maxbet官网下载在线银行的目标很简单:为您提供最先进的数字银行体验,您可以信赖,并在所有设备上保持一致.

With 元素 万博manbetx下载3 and our 手机应用程序, you can:
  • 检查你的余额,偿还贷款,在账户之间转账
  • Deposit checks using your phone or computer camera
  • View check images online
  • Pay your bills online 24/7/365
  • 回顾您的帐户历史与14个月的电子档案报表
  • 定位 分支机构和自动取款机s 你附近
  • 查看您SavvyMoney的任何支票帐户或贷款信用评分
  • Pay friends and family conveniently with 支付一个朋友 from 元素, plus other 电子钱包的选择
  • 和更多的

Learn 更多的 about 万博manbetx下载3 & 手机应用程序

Why should I choose 元素 for my savings account?

Like a Bank, Only Better!

更好的利率. 更少的费用.

Because we’re a credit union, we return profits to members in the form of reduced fees, higher savings rates and lower loan rates.

可信的建议. 新鲜的方法.

万博maxbet官网下载为自己是一个值得信赖的金融教育来源而自豪. 你的财务健康专家会来到你的工作场所,解答你的问题,并为你提供一对一的帮助,帮助你在人生的每个阶段中导航.

尊重当地. 在全球范围内访问.

自1930年以来,万博maxbet官网下载的总部设在印第安纳波利斯,在全国信用合作社中排名前3%5. We serve members in all 50 states and 50+ countries. 您将在全国范围内使用5000多家共享网点,在全球范围内使用78000多台免收附加费的atm机.

高科技. 人类接触.

Our technology makes banking with 元素 easy. 从快速的数字应用程序到在线和手机银行,无论您走到哪里,万博maxbet官网下载都会在您身边. 万博maxbet官网下载在这里为您提供24/7的会员服务,并在工作日期间实时聊天.

开始

How do I open an account?

完整的 & 将这些PDF表格发送给万博maxbet官网下载

万博maxbet官网下载很遗憾,针对未成年人的联邦银行指导方针禁止18岁以下的学生在网上开设青年储蓄账户. 为您的孩子开设“青年储蓄:成长账户”,请填写以下表格:

Return these forms to an 元素 位置 或者发邮件给万博maxbet官网下载 customerservice@bloggingtothebank4all.net. If you need help filling out the forms, please call us at 1-.

万博manbetx下载3 & 手机应用程序

Once your 青年储蓄 Account is open, you can enroll in 万博manbetx下载3. 万博manbetx下载3 allows you to easily check your balances, 存款支票, and transfer money between accounts from your smartphone, 平板电脑, 笔记本或桌面. Learn more about 万博manbetx下载3.

Download Membership Application Download 会员附录

我从2009年开始用元素的青年储蓄账户为我的女儿存钱. 现在,万博maxbet官网下载要用一部分钱来支付她大学第一年的学费!

——凯蒂·H. 2006年成为|会员

How Much Should I Save to Reach My Goal?

储蓄计算器

结果

  1. 1 自2022年1月1日起生效的增长账户年度百分比收益(年) and may change after account opening without notice. Average daily balance of $100 required to earn dividends. 如果您每个季度维持最低平均日余额(ADB) 500美元, you will receive a bonus dividend, paid at the end of the quarter. 红利股息将等于该季度累计支付的股息. ADB的计算方法是,将该期间内每天的账户本金总额相加,再除以该期间的天数. Fees may reduce earnings. 开立增长账户,年龄限制在18岁以下.
  2. 2 自2022年1月1日起生效的会员储蓄年收益率(年), and may change after account opening without notice. 0.10% 年 on balances $100-$2,499; 0.15% 年 on balances $25,0000-$49,999. Average daily balance of $100 required to earn dividends. $5 required minimum balance to open the account. Fees may reduce earnings. No monthly maintenance fee.
  3. 3 自2022年1月1日起生效的氦节约年百分比(年), and may change after account opening without notice. 0.年利率10%,余额0美元.01-$2,499; 0.40% 年 on balances $2,500-$9,999. $5 required minimum balance to open the account. Fees may reduce earnings.
  4. 4 自2022年1月1日起生效的隐匿储蓄年度百分比收益率(年) and may change after account opening without notice. 0.10% 年 on balances $100-$2,499; 0.15% 年 on balances $25,0000-$49,999. Average daily balance of $100 required to earn dividends. Fees may reduce earnings. No monthly maintenance fee. 没有最低余额 requirements apply.
  5. 5 Based on asset size as of 1/31/2021